Tech And Finance

Think And Grow Rich With These 12 Tips for Saving

Think And Grow Rich With These 12 Tips for Saving: Just a few days ago I got a call from my college friends Abhinav. Just three months ago, he was selected in a government job. After working hard, he got this job. This was his first call to me after joining the job. While talking, suddenly the matter came on Salary. But one thing of Abhinav shocked me.

Abhinav said that he could not save from his salary. All the money (Paisa) is lost as soon as I get my salary, and I do not have any money left till the end of the month.

Think And Grow Rich With These 12 Tips for Saving
Think And Grow Rich With These 12 Tips for Saving

Also Read:

National GST Conference10% EWS Reservation – Economically Weaker Section, & Sugar industry of IndiaPradhan Mantri Fasal Bima Yojana- PMFBYUnnat Jyoti by Affordable LEDs for All-UJALA scheme & Trading CourseToday’s Current Affairs.

Our conversation on the phone ended after running for a while. Both of us ended our talks but Abhinav’s case made me think because it is not only happening with him today but there are many people who work hard and get salary too but they Some of their salaries are not able to save much. Which is very important for us.

Saving is an art and it comes from our plan deliberately. Friends ! If you take some unique ways of saving, then you can easily save very well. Here we are giving you some such tips, by which you can increase your saving.

Start Saving Today:

The first thing is that you learn to save from the beginning. The sooner you learn the quality of saving, the sooner you will start acquiring its Benifit as well. You must save 15 to 20% of your pocket money. When you will save some of your money too, this money will work during your emergency.

Prepare your budget:

You must know about your and your family’s expenses. You will have an idea of ​​how much you spend by the end of the month. So prepare an entire budget for the month and as soon as you get a salary, first take out a part for the things in which you spend the most.

Such as – Ration, electricity bill, your internet connection, mobile bill and expenses on children). Similarly, take care of your other small things as well and save your money from them. By creating such a budget, you will benefit that your salary will run for the whole month and there will be no difficulty in between.

Put money in Bank Account:

If you keep your savings in a bank account, then it is a very good habit because your money remains saved in the bank, along with it you also get the benefit of Profit. Nowadays, the savings account (Savings account) gets 4 to 6 percent interest. In this way, your money will be deposited in the bank and you will be able to avoid spending it in between.

Keep track of your money:

You keep an account of your money every month and keep notes in the diary. Whatever you spend every day or do purches, keep on noting that by the end of the month you will know what things are useful in your money. You will get the benefit from this that you will be able to make your budget and will also get an idea of ​​your needs and the idea of ​​saving money will also start coming.

Quit Bad Habits:

Bad habits here mean things in which you spend your money unnecessarily. Such as alcohol, cigarettes, gutkha and pan masala. These are things in which your money is spent, as well as your health is also negatively affected. Think yourself that if you spend 50 rupees a day on cigarettes, then 1500 rupees a month goes to wasteful expenditure of your cigarette. Therefore, avoid such wasteful expenses and leave your bad habit.

Take care of your household items:

You should take care of your mobile, clothes, shoes and similar household items (TV, fridge, fan, cooler, gas). Keep household items neat and clean. If something goes wrong, fix it. If you bring this item new then you may have to spend a lot which will affect your savings. If you take proper care of household items then they will last for long time and will save your money too.

Save electricity:

Friends! If you learn to save electricity, you can save your money. The more electricity you save, the more your money will be saved.

Use a product that saves energy. For example, instead of a normal bulb, use CFL or LED lights. Turn off the light when no electricity is required. Watch TV only when you need it. Similarly, save electricity and save your money.

Take advantage of Sell:

Nowadays, many online websites and shops are sold. In which you get more goods at a lower price. Along with getting good stuff, you get a very good discount as well. Instead of doing small shopping from shops, you can shop together from big stores. This will save you a lot of money.

Avoid expenses of waste:

Many times when we get out of the house, we spend too much with friends. Which does not require much. If you feel that a lot of money is spent in your month by going out, then you can reduce walking. Can roam alone or can leave only when needed. This way you can save money.

Buy items that require more:

The simple rule of saving is that “first buy the goods which are very much needed. Don’t buy stuff that doesn’t need much “. This means that there is no point in buying unnecessary things. You only buy what you really need. Whenever you buy something, then definitely consider whether it is necessary for you or you are buying it just like that. Example: You have a very good mobile and which is also working well.

If there is a new mobile Lounch in the market which has a lot of New And Better Feature, then you should not think to buy it. Buy it only if your phone does not provide good service. In this way, buy everything thoughtfully.

Invest your money:

Saving is a very good quality, but it is also very important to put that savings in the right place. You should also learn to invest your savings. Investment means putting your money in a place that will give you many times the money of these money, that is, give you a lot of benefits. You can invest some part of your savings in the stock market, buy gold or add property with your money. The value of which will keep increasing with time.

Manage Mobile Bill:

Today, the way the mobile needs us every moment, its expenses are also the same. We have to do mobile recharge for making calls and for internet. You should also make monthly budget for your internet charge and mobile balance.

To recharge your phone, enter Packs with Full Talktime and Cheap Call Rates. For internet, you get one month recharge only, which will give you net available for the whole month.

Friends! According to our life experience and according to the current lifestyle, you have told Paise Bachane Ke important tips here. You start adopting them for your money saving from today. So that you can save very good money. Remember that it is easy to earn but difficult to save.

How much you spend with your savings is not important, but how much you save from your expenses is more important.

Therefore, understand the principle of saving and do not take savings lightly. Saving money is the money that plays with you in your emergency and saves you from many problems. So let’s save now and become rich.

Also Read:

National GST Conference10% EWS Reservation – Economically Weaker Section, & Sugar industry of IndiaPradhan Mantri Fasal Bima Yojana- PMFBYUnnat Jyoti by Affordable LEDs for All-UJALA scheme & Trading CourseToday’s Current Affairs.

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